What are the new federal Graduate student loan lending limits?

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Last Updated: November 17, 2025

 

After July 1st, 2026:

  • Annual Direct Unsubsidized - Non-Professional: $20,500 ($100,000 lifetime limit) / Professional: $50,000/year $200,000 lifetime limit)
  • Grad PLUS: No federal option available, students must use alternate funding.

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