Can a student loan be refinanced if it has previously been refinanced?

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Last Updated: April 30, 2022

Yes. Whether you've previously consolidated federal loans through the Direct Consolidation Loan program or the FFEL Consolidation Loan program, or you've refinanced loans with a private student loan lender, you're still eligible for the College Ave Refi product.

However, if the student loan was refinanced through a personal loan, the personal loan isn't eligible.

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