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Last Updated: 4/30/2022 Consolidation is a type of refinancing. Consolidation combines two or more loans into a single loan, and in doing so, the rate and/or terms typically change. You don't have to consolidate in order to refinance though; you can refinance a single loan to lower the interest rate or change the term of that one loan. With College Ave Refi, you can choose to refinance a single loan or consolidate and refinance multiple loans. |
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